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HAMP applied by Jersey City Foreclosure Lawyer for loan modification

How does “HAMP” work to modify an FHA mortgage in New Jersey?

May 30, 2015New Jersey Foreclosure DefenseLeave a commentVeer PatelHamp, Jersey City Foreclosure Lawyer, Loan Modification, New Jersey Attorney, New Jersey Foreclosure Attorney, New York Attorney, New York Foreclosure Defense

HAMP for most homeowners is no longer in effect. However, the FHA Home Affordable Modification Program (HAMP) is still in effect. FHA HAMP is only for FHA-insured borrowers who meet HAMP eligibility requirements. If you…

Law Offices of Patel, Soltis & Cardenas

4.9

Based on 63 reviews

Marcus Love

16:59 10 Mar 20

Very informative. Gave me great legal guidance in a time of need!

Natalie Hoskins

13:22 21 Oct 19

This review is for Veer. He was able to put together a plan to save my house. I was facing a sheriff sale. He... stopped it and got my bank to finally work with me.read more

Armando Ortiz

23:09 20 Oct 19

I reached this law firm for a free consultation about a foreclosure I was confronting, and also some financial issues. ... Mr. Veer Patel studied my case and explained me a plan of action and the possible results we may have. I decided to go the way he advised me to successfully achieve positive results. Mr. Patel and his firm were very straight, and professionals. I highly recommend his services. His prices are very competitive, not to mention the flexibility for a payment plan.read more

Edward Stack

00:25 12 Sep 19

I appreciate very much the service I am receiving with regards to my case. Mr. Patel and his staff have been so kind... and forthcoming in doing everything they can to help me with my situation. I'm always called to advise me about my case and what we need to do moving forward. Mr. Patel has called me directly each time advising me. I appreciate all the help and respect I am receiving concerning my case. This law firm cares about their clients with respect and straight forwardness... I respect Mr. Patel and his staff and look forward to moving on with hope and faith in Mr. Patel. Excellent Customer Care. Superb Work Ethics. I'm extremely satisfied with Mr. Patel and his Wonderful Staff. I will recommend this law firm to my friends y family most definitely. Thank you Mr. Patel and Your Staff. Peace to all. Edward Stack Teaneck, N.J.🙏read more

aida severini

17:33 11 Sep 19

The Law Offices of PATEL, SOLTIS and CARDENAS are the only Law Offices would recommend to anyone in need of legal... services. They were helpful from the moment they answer my phone call for the first time. Having previously 4 other Law Firms just waste my time, money and make my situation even worst. I really needed help fast! The Law Offices of PATEL SOLTIS AND CARDENAS was able to remedy my legal situation immediately. THANK YOU ALL so much !!! Aida S.read more

James Bein

17:49 14 Aug 19

Mr. Cardenas did the impossible for me. I have never had better service. The width and depth of his experience was... amazing. For two years my brother mismanaged our parents estates in both NJ and NY. Since I was overseas I didn't think I could do anything about it. However, Mr. Cardenas was able to fight on my behalf to have my brother stop stealing from the estates. Both properties are now listed for sale and my brother is being forced to pay back the money he took. Everyone in my family is satisfied, except for him. Mr. Cardenas was amazing.read more

Jay Lopez

16:16 09 Aug 19

This review is for Mr. Patel. I am suprised that he was able to help me in my situation. I had gone to two bankruptcy... lawyers before, and didn't understand that my case involved so much more. There was a foreclosure issue, and also an estate issue that I had to deal with. He and his entire team were able to handle my case and I can't thank them enough. I wish I had found them sooner. Keep up the good work guys. Thanks so much.read more

Marisol Redondo

14:36 24 Jul 19

Attorney Lazaro Cardenas is a God-send. Our situation is complicated and I was not even sure my mother's house can be... saved. There were so many complications that I really feared that my brother and I would lose the house. Attorney Cardenas was very reassuring. He was very confident that we will not lose the house and he was right. It took almost a year only because of the process involved in getting documents submitted, records retrieved, and everything else that is expected of getting ownership transferred to my brother and I. To be honest, I am not sure about the actual process because Attorney Cardenas and his office took care of everything. When he felt that the mortgage company was delaying the process, he suggested that we obtain our own financing and referred me to a colleague who was so helpful and so patient and so sensitive to our needs. The whole time he was also checking on financing process to make sure we were not being taken advantage of. He was always on top of everything. Mind you, he is a busy man. But he never took his eyes off of us. He even checked on the new mortgage agreements to make sure we are indeed getting a good deal. Yesterday, July 23rd, we closed on our home. It is officially ours. I had some doubts along the way, brought on by not knowing the process but Attorney Cardenas always allayed my fears. I cannot thank him and his office enough for helping us save our home. God bless the Law Offices of Patel, Soltis, and Cardenas!read more

H Murphy G

12:58 16 Jul 19

Went in worried and confused...left confident and filled with knowledge. I met with Lazaro Cardenas, but others offered... their assistance as well. They saved me money and time...Very pleased I went to them,read more

Oh Really

13:18 06 Apr 19

My husband and myself are currently in the situation of trying to short sell our house in NJ. We currently live and... have purchased a home in another state. My husband’s employment is in this state so we made the decision to not return to the house in NJ. The short sale fell through a month before the settlement date and faced with a foreclosure and wondering what the ramifications would be to my very good credit I panicked. I reached out to this law office and was promptly contacted by Derek Soltis. After explaining my concerns, he patiently took the time to walk me through my options and what was and was not likely to happen. After speaking to him I felt grounded and clearer about what to do next. I must say it is rare to find a professional willing to advise you for free. I most definitely would and will reach out to Mr. Soltis if I ever have need for legal representation in the future. Thank you Derek and may your business be blessed.read more

Stephanie

23:32 12 Mar 19

Lazaro Cardenas drew up a new will, power of attorney, and health care proxy for me. He accommodated my schedule by... staying after regular business hours, explained everything fully, didn't rush me, was respectful of my wishes, and so on. Everyone I met at the office was pleasant. I recommend this firm, and Mr Cardenas in particular, without reservation.read more

Cindy Groman

16:24 27 Feb 19

I called the law office this morning and had the pleasure of speaking with Attorney Cardenas. He took the time to hear... the case I was presenting, and did not rush me. After hearing all the evidence he told me I had a very difficult case to win and declined to take it. I so appreciate his honesty and the fact that he did not try to give me false hope in order to take my money. That is rare these days. I highly recommend this firm.read more

Glenn Susser

13:32 14 Feb 19

Amazing experience with Derek Soltis. I was able to receive detailed and invaluable advice. Mr. Soltis is knowledgeable... and approachable. I also had occasion to speak with other attorneys in the firm and the same applies. Highly recommended.read more

Audra de Falco

20:20 07 Nov 18

I called them for a consultation and wanted to pay them for their time. They graciously refused. One of the attorneys... spent about a half hour on the phone with me completely free of charge, walking me through my options and actually commiserating with me! I was able to get the answers I needed, but if I needed to engage their services officially I would have no doubt they would be prompt, competent, and professional. Thank you for your time!read more

Davis Themserither

16:34 11 Aug 17

This review is for Derek Soltis - I am a property owner in NYC and had a foreclosure issue with one of my properties. ... Through a phone call Mr. Soltis provided me with the guidance to resolve the issue on my own without hiring him as an attorney. The process was straight forward but was unknown to me. With Derek's advice I was able to address the issue. He took some time to briefly educate me on the "process" and got me pointed in the right direction. I respect that Mr. Soltis assisted me with guidance and did not ask for payment even though this was the first time I had spoken with him. This is the sign of a true professional. I would not hesitate to contact Derek Soltis in the future to represent me in legal matters.read more

Myers Rangho

12:50 03 Aug 17

Was referred to Mr. Patel by a friend. I had concerns about my Mom's estate. They were able to get me assigned as the... executor. Helped me transfer her home into my Sister and I's names . He worked with me on every question I had. He was able to talk me through one of the hardest things I have ever had to do in my life.read more

Valerie Pettigrew

08:52 26 Jul 17

The team at Patel and Soltis are excellent. They are expert in all aspects of real estate law. They helped my husband... and I purchase our home, which involved a difficult and tedious short sale process. Without a doubt, we would not have made the deal happen without them. They are respectful, responsive and knowledgeable. I recommend them without reservation.read more

RAjua Lalu

09:14 15 Jul 17

I just got off the phone with Derek Soltis and I am so impressed and grateful I found him. I had a couple of... preliminary questions before I even came him and he answered them HONESTLY. Not all attorneys will be so honest if something is worth proceeding forward with....but Derek is so honest and made me feel very comfortable. I would highly recommend this law office based off my conversation with Derek. He is kind, honest, articulate, and actually cares. Now I hope something happens to where I need to hire an attorney because I will hire Derek for sure. Thanks so much for your advice Derek! The law industry needs more lawyers like youread more

George P

14:13 30 Jun 17

Mr. Patel was very helpful in my foreclosure case. He answered numerous questions regarding the case. He discussed it... in detail and I am very pleased with my experience. Thank you very much and a job well done. Georgeread more

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