New Jersey Seller Disclosure Requirements: What You Must Reveal
New Jersey now requires sellers to disclose flood risk, structural issues, and known property defects before closing. Key Takeaways: Sellers must disclose known material defects in writing. An as-is clause never excuses hiding a known defect. A legal review catches...
When Does a Civil Dispute Become a Lawsuit in New Jersey?
A civil dispute becomes a lawsuit in New Jersey the moment someone files a formal complaint in court, and waiting rarely favors either side. Key Takeaways: Most disputes resolve through negotiation before any lawsuit is filed. New Jersey sets different filing...
What to Do If You Can’t Afford Your Mortgage Payment in New Jersey
NJ homeowners who can’t afford their mortgage have more options than they realize, but only if they act before the foreclosure process gets too far along. Key Takeaways: NJ law requires written notice before foreclosure can begin. Modification, forbearance,...