Can I file for a Chapter 7 Bankruptcy if I make too much money?

There are exemptions to the Chapter 7 means test.

1. If the majority of your debt is business related, you can avoid the chapter 7 means test.
2. If you are on active duty in the military, you can avoid the chapter 7 means test.
3. There is a second prong to the chapter 7 bankruptcy mean test.  If you have enough deductions in qualifying categories you can also file for a chapter 7 bankruptcy.

The easiest way to find out if you qualify is to talk to a bankruptcy attorney.  I know it can be scary to share your story, but on a daily basis, my firm helps people like you to file for bankruptcy.