We will go over the Defenses and Options that you have.

2. We will go over the Defenses and Options that you have.

Everyone’s situation is unique, and not all solutions work for everyone.  A chapter 7 bankruptcy may be right for one family, but for you, it could trigger the Chapter 7 Trustee wanting to sell your home. Without going over the details surrounding your situation we cannot offer the options that may best suit you.  If you have done a loan modification in the past, we will review your past loan modification and see why it was denied, and we can then make suggestions on how to get it approved.  We will also tell you if your income is unlikely to get you approved or design a plan to increase your income.  If you are looking at defending your home in court, we will go through all of the court filings to see if you have any defenses you have missed.  We have cases involving improper service, probate matters that were handled inco

We will go over all of the legal issues you face.

1. We will go over all of the legal issues you face.

The first step we take is to listen to what the facts are surrounding your situation. We want to know everything that has happened, and what you want to happen next. We want you to tell us in your own words what happened, and what your final goal is for your situation.  Many times we have clients that are in debt, facing issues that they wish they could avoid but need to solve. What we recommend depends on what they have tried in the past and what they want to do in the future.  In a foreclosure situation, there are multiple solutions like foreclosure litigation in state or federal court, renting out the property, selling the property in a short-sale or regular sale, bankruptcy (Either a chapter 7, chapter 13 or even both if the situation demands it.) Without understanding your full story, we cannot get to the part where we talk about options.

Foreclosure reporting

More Proof that your Lender may not be the person to ask for Foreclosure Advice in NJ

Nationstar Mortgage fined $1.75 Million for Persistent and Substantial Reporting Errors by the Consumer Financial Protection Bureau (CFPB) The Consumer Financial Protection Bureau (CFPB) ordered Nationstar Mortgage to pay a $1.75 million civil penalty for violating the Home Mortgage Disclosure Act (HMDA). Naitonstar was found…

Look at the Jersey City map for outstanding Foreclosure Defense

Benefit from the Journal Square 2060 Redevelopment Plan even if you are in Foreclosure

What does Journal Square 2060 mean to someone with a Bank Foreclosure or has a Tax Lien Foreclosure? Everyone remembers the housing market crash of that started roughly in 2006 and 2007 with home prices bottoming out in 2012.  Journal Square 2060 is starting to…

Development of civil society in Uzbekistan based on the strategy “From a strong state to strong civil society”

Abstract The article analyzes the historical and legal regulation of aspects of the formation and development of CSOs which have been an integral part of reforms and policies undertaken by the government since the independence of Uzbekistan. it addresses the role of CSOs in governing…

Look at nj tax liens and talk to an attorney

New Jersey Tax Sale Certificate Foreclosure

Tax Lien Foreclosure vs. Mortgage Foreclosure in New Jersey Understanding the different types of foreclosures in New Jersey is critical when determining what types of defenses are available to the people when trying to save a home from foreclosure. There are basically two types of…