Credit Repair After Bankruptcy

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Talk with a Bankruptcy Lawyer Today

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We have Lawyers that will talk to you on your schedule. If you cannot talk now, schedule an appointment with one of our lawyers to talk.

Bankruptcy is a new begining not an end.
Download Now – Success After Bankruptcy

Any attorney can file bankruptcy for you, but how many are going to work with you to repair your credit.  We offer all of our bankruptcy clients a credit repair program called 7 Steps to a 720 Credit Score.  This course normally costs $1000 but we include it FREE for our clients because of our relationship with the founder of the company.

Work with an attorney to come up with a plan for getting rid of your debt and repairing your credit. We offer FREE consultations related to bankruptcy and credit repair.

If you do not have time to talk now, schedule an appointment below or email us at

Bankruptcy does not define you as a person.

Download a free book 12 Famous People Whose Lives Changed Because of Bankruptcy

We offer $500 down Chapter 13 Bankruptcy filings. For a cahpter 7, bankruptcy you would need a co-signor on a payment plan becasue as soon as a chapter 7 is filed you no longer have to pay any debts that were owed, including your attorney.

Do you want more information?  Sign up to receive a copy of “Rebuilding Your Life after Bankruptcy: It’s Easier than You Think.” Bankruptcy Lawyer to fix your credit report

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Zero Down Bankruptcy Filings

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We look forward to hearing from you. Please feel free to get in touch via the form. We will get back to you shortly.  Call us at (844) 533-3367 or to contact us directly by email please use:

Speak with our team to get experienced advice

We have over 30 years of legal experience. 

We understand that nothing is more important than the emotional, financial and spiritual health of your family, through its many transitions. We are here to help you. The mission of PCB Law offices is to provide our clients with the best legal advice possible.

Freehold, NJ - For Mail and Service

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(844) 533-3367

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1 Broad St #5
Freehold, NJ 07728

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Office located in Jersey City, NJ; Freehold, NJ; Hackensack, NJ; Brooklyn, NY; Bronx, NY; Rochester, NY along with 5 affiliate offices in India.


We have agents manning phones 24 hours a day for emergencies. 

The Law Offices of Patel, Cardenas, & Bost provide probate, real estate, litigation, cannabis, entertainment, immigration, bankruptcy, foreclosure and loan modification representation to clients throughout the State of New Jersey and New York area with offices in Jersey City, Freehold, Hackensack, The Bronx, Brooklyn, and Rochester. This website is a Legal Advertisement. The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney client relationship. We are attorneys, but we are not your attorneys until a retainer has been signed.

ATTORNEY ADVERTISING. Past results do not guarantee future outcome. We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

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This Website is for informational purposes only, is not intended as legal advice, and does not substitute for consulting with a lawyer about specific facts and circumstances. This Website does not constitute a solicitation, and your use of this Website does not create any attorney-client relationship between you and the Law Offices of Patel, Cardenas and Bost.

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