Foreclosure Defense Attorney

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We have Lawyers that will talk to you on your schedule. If you cannot talk now, schedule an appointment with one of our lawyers to talk.

Bankruptcy is a new begining not an end.
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If you are in need of a way to stop a Sheriff Sale or defend your Foreclosure in court, talk to an attorney for FREE today to go over all of your options.

Work with an attorney to come up with a plan to save your home.

If you do not have time to talk now, schedule an appointment below or email us at

If you are thinking about bankruptcy, remember:

Bankruptcy does not define you as a person.

Download a free book 12 Famous People Whose Lives Changed Because of Bankruptcy

We offer $0 down Chapter 7 Bankruptcy filings. You will need to pay the $355 filing fee to the court, and we can arrange a payment plan that works for you.

Do you want more information?  Sign up to receive a copy of “Rebuilding Your Life after Bankruptcy: It’s Easier than You Think.” You will be able to read about success stories from people who have filed bankruptcy and rebuild their credit with help from the 7 Steps to a 720 Credit Score program. This course normally costs $1000 but we include it FREE for our clients because of our relationship with the founder of the company.Bankruptcy Lawyer to fix your credit report

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Zero Down Bankruptcy Filings

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We look forward to hearing from you. Please feel free to get in touch via the form. We will get back to you shortly.  Call us at (844) 533-3367 or to contact us directly by email please use:

Speak with our team to get experienced advice

We have over 30 years of legal experience. 

We understand that nothing is more important than the emotional, financial and spiritual health of your family, through its many transitions. We are here to help you. The mission of PCB Law offices is to provide our clients with the best legal advice possible.

Freehold, NJ - For Mail and Service

Jersey City, NJ

Hackensack, NJ

Brooklyn, NY

The Bronx, NY

Rochester, NY

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(844) 533-3367

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Address For Service

1 Broad St #5
Freehold, NJ 07728

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Office located in Jersey City, NJ; Freehold, NJ; Hackensack, NJ; Brooklyn, NY; Bronx, NY; Rochester, NY along with 5 affiliate offices in India.


We have agents manning phones 24 hours a day for emergencies. 

The Law Offices of Patel, Cardenas, & Bost provide probate, real estate, litigation, cannabis, entertainment, immigration, bankruptcy, foreclosure and loan modification representation to clients throughout the State of New Jersey and New York area with offices in Jersey City, Freehold, Hackensack, The Bronx, Brooklyn, and Rochester. This website is a Legal Advertisement. The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney client relationship. We are attorneys, but we are not your attorneys until a retainer has been signed.

ATTORNEY ADVERTISING. Past results do not guarantee future outcome. We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

This site is designed to be accessible to and usable by people with and without disabilities. Please contact us if you encounter an accessibility or usability issue on this site.

This Website is for informational purposes only, is not intended as legal advice, and does not substitute for consulting with a lawyer about specific facts and circumstances. This Website does not constitute a solicitation, and your use of this Website does not create any attorney-client relationship between you and the Law Offices of Patel, Cardenas and Bost.

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