by erik@empirical360.com | Oct 9, 2016 | New Jersey Foreclosure Defense
Tax Lien Foreclosure vs. Mortgage Foreclosure in New Jersey Understanding the different types of foreclosures in New Jersey is critical when determining what types of defenses are available to the people when trying to save a home from foreclosure. There are basically...
by erik@empirical360.com | Jul 25, 2016 | New Jersey Foreclosure Defense
Last week I had someone ask what is for sale at the Hudson County Sheriff auction. They saw the list at the Hudson County Sheriff website, but could understand the breakdown of what was actually for sale. The data on the site did not appear to match the auction from...
by erik@empirical360.com | Apr 11, 2016 | New Jersey Foreclosure Defense
Over 3,000 Homes a Month Enter Pre-Foreclosure in New Jersey For the first three months of 2016 over 9,200 lis pendens have been filed statewide in New Jersey. A lis pendens is a pre-foreclosure action filed in court. Big banks and other people who want to foreclose...
by erik@empirical360.com | May 30, 2015 | New Jersey Foreclosure Defense
HAMP for most homeowners is no longer in effect. However, the FHA Home Affordable Modification Program (HAMP) is still in effect. FHA HAMP is only for FHA-insured borrowers who meet HAMP eligibility requirements. If you do not have an FHA loan, this program will not...
