I'm one of the attorneys here at the Law Office of Patel Soltis and Cardenas. If you're watching this video you probably got a judgment against you, are in a lawsuit, or even in foreclosure.
And, now you're getting a ton of spam in...

I'm one of the attorneys here at the Law Office of Patel Soltis and Cardenas. If you're watching this video you probably got a judgment against you, are in a lawsuit, or even in foreclosure.
And, now you're getting a ton of spam in...
Many people ask how foreclosure affects his or her credit score. They also ask how bankruptcy affects there credit score. Both situations have different impacts...
Hello, my name is Derek Soltis. I am an attorney here at the law offices of Patel, Soltis & Cardenas.
Every day I get two...
New Jersey Bill A5001 specifically addressing the statute of limitations and was passed on April 29, 2019. The act “shall take effect immediately and apply to residential mortgages...
New Jersey Bill A664 specifically addressing mediation through the foreclosure process was passed on April 29, 2019. The act “shall take effect...
Looking for how to scale the next hurdles after receiving a bankruptcy discharge in New York by resolving credit reporting issues?
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Have an attorney stop collection calls post bankruptcy discharge to eliminate unwanted collection calls.
A lot of people face a financial crisis at some point in their lives. Whether the crisis is caused due to family or professional issues, it seems overwhelming to the payee. In any case, your financial situation does not have to go from bad to...
A chapter 13 bankruptcy filing is only supposed to stop an eviction due to the failure of a tenant to pay rent. Filing for Chapter 13 bankruptcy in New...
The Truth in Lending Act (TILA) requires “meaningful disclosure of credit terms” of your mortgage by your lender to you as the homeowner at the...
Everybody planning to file for bankruptcy needs to understand how much it'll cost. Bankruptcy comes at a time when money and credit may be in low supply for the person planning to...
This could spell the end of your case, or it could just be a blip in the road to getting your plan confirmed. If you do nothing at all, it is almost...
People seek bankruptcy when their efforts to meet their debts fall flat. Bankruptcy provides a legal pathway to eliminate your debts. This allows you to no longer repay your...
Attom Data Solutions reported that the foreclosure rate in New Jersey was higher than in any other state in not only the first half of 2018, also the second...
I was asked this question last week, and as with almost every question asked of an attorney the answer was, "It depends." A trust is normally used to pass wealth or property with less...
In filing for either a Chapter 7 or Chapter 13 Bankruptcy, several forms have to be filed with the Bankruptcy Court. For example, proof of past 6 months of income earned and the Means Test. A list of all assets owned such as residence, vehicles,...
Debt settlement is often advertised as the best route to obtain relief when you are in financial turmoil and are unable to make further payments on any credit or loans. However, that is hardly the case. Debt settlement is known to leave the...
It may sound counter-intuitive, but some people do not have enough money to file for bankruptcy. According to CNN hundreds of thousands of...