3 Steps to Filing an Emergency Bankruptcy Petition Warning Bankruptcy Can Have both Short Term and Long Term Financial Repercussions and subject you to Prosecution if you file a fraudulent Bankruptcy petition. You may also face loss of assets if you file the wrong type…
File Bankruptcy So You Can Keep Your Home, Car, Cash And More. Chapter 7 Bankruptcy or Chapter 13
If you file for bankruptcy, you can keep your home, car, cash, and more. So most people have this misconception that if they file for bankruptcy, they're gonna have to give up their car. They're gonna lose their house. Normally, that's, not the case, even…
COVID-19: Timing Your Bankruptcy – How the Coronavirus is affecting the United States Bankruptcy process and what to do NEXT.
This post is for People in Bankruptcy and People Thinking about Filing Bankruptcy because of the Impact from the Coronavirus This post gives you an overview of how the bankruptcy process is working related to the COVID-19 pandemic. It covers questions for open cases and…
New Jersey Bankruptcy Courts are Still Operating!
New Jersey Bankruptcy Courts are Still Operating! The past few weeks, we have seen many changes with how the court systems around the country are operating. This understandably raises concerns for those with matters pending, and for those who were considering filing with the courts.…
I Filed for Bankruptcy in New Jersey, and my Meeting of the Creditors (aka the 341 Hearing) has been Adjourned. What Does This Mean for my Bankruptcy Petition?
I Filed for Bankruptcy in New Jersey, and my Meeting of the Creditors (aka the 341 Hearing) has been Adjourned. What Does This Mean for my Bankruptcy Petition? The Meeting of the Creditors is an important part of the bankruptcy process. In most cases, it…
What types of Personal Bankruptcies are there?
What types of Personal Bankruptcies are there? There are 3 types of voluntary personal bankruptcy that can be filed. Chapter 7, 11, or 13. There is also a chapter 12 bankruptcy for Family Farmers and Family Fisherman. And there is a type of chapter 11…
How a NJ Bankruptcy Attorney can file a chapter 13 bankruptcy to save a NJ home after a NJ Tax Lien foreclosure with a 547 motion to void a preferential transfer.
How a NJ Bankruptcy Attorney can file a chapter 13 bankruptcy to save a NJ home after a NJ Tax Lien foreclosure with a 547 motion to void a preferential transfer. You can save your home after a NJ tax lien Foreclosure using Bankruptcy final…
Can I Keep My House in Bankruptcy
Yes, You Can Keep Your House in Bankruptcy A common question that we're asked quite frequently asked is, "Whether or not a person that's in the process of filing for bankruptcy is going to be able to keep their home."The quick answer to that is,…
How to avoid spam and suggestions to lock down your private information
I'm one of the attorneys here at the Law Office of Patel Soltis and Cardenas. If you're watching this video you probably got a judgment against you, are in a lawsuit, or even in foreclosure. And, now you're getting a ton of spam in your…
How does an NJ home foreclosure/ NJ Bankruptcy impact your credit score?
New Jersey Foreclosure Impacts Your Credit Score Many people ask how foreclosure affects his or her credit score. They also ask how bankruptcy affects there credit score. Both situations have different impacts on more than your Credit Score. Going over your options and affects may…
Does bankruptcy destroy credit score and what does it cost to hire an attorney to file for bankruptcy?
Who much does it cost to file bankruptcy? And, does bankruptcy destroy my credit score? Hello, my name is Derek Soltis. I am an attorney here at the law offices of Patel, Soltis & Cardenas. Every day I get two questions. 1. Will bankruptcy destroy…
The Free House Defense in Foreclosure is Coming to New Jersey
The Free House Defense is Coming to New Jersey New Jersey Bill A5001 specifically addressing the statute of limitations and was passed on April 29, 2019. The act “shall take effect immediately and apply to residential mortgages executed on or after the effective date.” This…
New Jersey Passes new Foreclosure Mediation Bill
New Jersey Passes New Foreclosure Mediation Bill along with Eight other Foreclosure Bills New Jersey Bill A664 specifically addressing mediation through the foreclosure process was passed on April 29, 2019. The act “shall take effect immediately on the first day of the seventh month next…
3 Tips To Easily Resolve Credit Reporting Issues After Bankruptcy
Resolve Credit Reporting Issues After Bankruptcy Looking for how to scale the next hurdles after receiving a bankruptcy discharge in New York by resolving credit reporting issues? Filing for chapter 7 bankruptcy often provides the much-needed breather from overwhelming financial responsibilities. It takes a huge…
Collection of Debts Post-Bankruptcy Discharge in New Jersey and New York
Have an attorney stop collection calls post bankruptcy discharge to eliminate unwanted collection calls.
Bankruptcy As A Viable Remedy For Your Debt Issues
A lot of people face a financial crisis at some point in their lives. Whether the crisis is caused due to family or professional issues, it seems overwhelming to the payee. In any case, your financial situation does not have to go from bad to…
How does Bankruptcy stop an eviction in New Jersey?
A Chapter 13 Bankruptcy will STOP an eviction in New Jersey for Non-Payment of Rent. A chapter 13 bankruptcy filing is only supposed to stop an eviction due to the failure of a tenant to pay rent. Filing for Chapter 13 bankruptcy in New Jersey…
Can I get my drivers license back if I file for bankruptcy?
You can get your driver's license back if you declare either a chapter 7 or chapter 13 bankruptcy Filing for bankruptcy will allow you to have your driver’s license unsuspended in many instances. If you have failed to pay parking tickets, a chapter 7 bankruptcy…
How does Sears Bankruptcy Affect everyone?
Bankruptcy Judge approves $300 million in Financing for Sears Yesterday, a bankruptcy judge approved a whopping $300 million in financing for Sears after Sears filed for bankruptcy protection. The goal is to keep the Sears open during through the holidays to see if the 125-year-old…
How to fight your New Jersey Foreclosure if there is a Violation Of The Federal Truth In Lending Act. (TILA Violation)
TILA Violations Combined with a Chapter 13 Bankruptcy may Reduce what you Pay Your Bank The Truth in Lending Act (TILA) requires “meaningful disclosure of credit terms” of your mortgage by your lender to you as the homeowner at the time you loan was made.…
