What type of personal bankruptcies are there?

What types of Personal Bankruptcies are there?

January 2, 2020Bankruptcy, New Jersey Bankruptcy, New York Bankruptcy, New York Foreclosure DefenseLeave a commentAndres Cardenas

What types of Personal Bankruptcies are there?

There are 3 types of voluntary personal bankruptcy that can be filed. Chapter 7, 11, or 13. There is also a chapter 12 bankruptcy for Family Farmers and Family Fisherman. And...

NJ Bankruptcy attorney to file a chapter 13 bankruptcy

How a NJ Bankruptcy Attorney can file a chapter 13 bankruptcy to save a NJ home after a NJ Tax Lien foreclosure with a 547 motion to void a preferential transfer.

December 30, 2019Bankruptcy, New Jersey Bankruptcy, New Jersey Foreclosure DefenseLeave a commentAndres Cardenas

How a NJ Bankruptcy Attorney can file a chapter 13 bankruptcy to save a NJ home after a NJ Tax Lien foreclosure with a 547 motion to void a preferential transfer.

You can save your home after a NJ tax lien Foreclosure using...

How to avoid spam and suggestions to lock down your private information

October 3, 2019BankruptcyLeave a commentDerek Soltis

I'm one of the attorneys here at the Law Office of Patel Soltis and Cardenas. If you're watching this video you probably got a judgment against you, are in a lawsuit, or even in foreclosure.
And, now you're getting a ton of spam in...

Talk to a NJ Foreclosure Defense Attorney

How does an NJ home foreclosure/ NJ Bankruptcy impact your credit score?

September 10, 2019Bankruptcy, New Jersey Foreclosure DefenseLeave a commentDerek Soltis

New Jersey Foreclosure Impacts Your Credit Score

Many people ask how foreclosure affects his or her credit score. They also ask how bankruptcy affects there credit score. Both situations have different impacts...

What does it cost to hire an attorney to file bankruptcy?

Does bankruptcy destroy credit score and what does it cost to hire an attorney to file for bankruptcy?

May 30, 2019BankruptcyLeave a commentDerek Soltis

Who much does it cost to file bankruptcy? And, does bankruptcy destroy my credit score?

Hello, my name is Derek Soltis. I am an attorney here at the law offices of Patel, Soltis & Cardenas.

Every day I get two...

NJ Statute of Limitations for FOreclosure

The Free House Defense in Foreclosure is Coming to New Jersey

May 2, 2019Bankruptcy, New Jersey Bankruptcy, New Jersey Foreclosure Defense1 CommentVeer Patel

The Free House Defense is Coming to New Jersey

New Jersey Bill A5001 specifically addressing the statute of limitations and was passed on April 29, 2019. The act “shall take effect immediately and apply to residential mortgages...

New Jersey Passes new Foreclosure Mediation Bill

May 2, 2019Bankruptcy, New Jersey Bankruptcy, New Jersey Foreclosure Defense2 CommentsAndres Cardenas

New Jersey Passes New Foreclosure Mediation Bill along with Eight other Foreclosure Bills

New Jersey Bill A664 specifically addressing mediation through the foreclosure process was passed on April 29, 2019. The act “shall take effect...

3 Tips To Easily Resolve Credit Reporting Issues After Bankruptcy

March 11, 2019Bankruptcy, Debt CollectionsLeave a commentSubhan Tariq

Resolve Credit Reporting Issues After Bankruptcy

Looking for how to scale the next hurdles after receiving a bankruptcy discharge in New York by resolving credit reporting issues?

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Collection of Debts Post-Bankruptcy Discharge in New Jersey and New York

March 10, 2019Bankruptcy, Debt Collections, New Jersey Foreclosure DefenseLeave a commentSubhan Tariq

Have an attorney stop collection calls post bankruptcy discharge to eliminate unwanted collection calls.

Bankruptcy As A Viable Remedy For Your Debt Issues

December 4, 2018BankruptcyLeave a commentJohn Anderson

A lot of people face a financial crisis at some point in their lives. Whether the crisis is caused due to family or professional issues, it seems overwhelming to the payee. In any case, your financial situation does not have to go from bad to...

How does Bankruptcy stop an eviction in New Jersey?

October 30, 2018Bankruptcy, New Jersey Bankruptcy, New Jersey EvictionLeave a commentLazaro Cardenas

A Chapter 13 Bankruptcy will STOP an eviction in New Jersey for Non-Payment of Rent.

A chapter 13 bankruptcy filing is only supposed to stop an eviction due to the failure of a tenant to pay rent. Filing for Chapter 13 bankruptcy in New...

NJ bankruptcy lawyer for drivers license

Can I get my drivers license back if I file for bankruptcy?

October 17, 2018BankruptcyLeave a commentDerek Soltis

You can get your driver's license back if you declare either a chapter 7 or chapter 13 bankruptcy

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How does Sears Bankruptcy Affect everyone?

October 16, 2018BankruptcyLeave a commentDerek Soltis

Bankruptcy Judge approves $300 million in Financing for Sears

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Foreclosure defense in nj based on tila violation

How to fight your New Jersey Foreclosure if there is a Violation Of The Federal Truth In Lending Act. (TILA Violation)

September 27, 2018Bankruptcy, New Jersey Foreclosure DefenseLeave a commentAndres Cardenas

TILA Violations Combined with a Chapter 13 Bankruptcy may Reduce what you Pay Your Bank

The Truth in Lending Act (TILA) requires “meaningful disclosure of credit terms” of your mortgage by your lender to you as the homeowner at the...

Contact a New Jersey Bankruptcy Attorney at 973-200-1111-How Much Does it Cost to File for Bankruptcy in New Jersey

September 26, 2018BankruptcyLeave a commentDerek Soltis

Just how Much Will it Cost to File for Bankruptcy in NJ?

Everybody planning to file for bankruptcy needs to understand how much it'll cost. Bankruptcy comes at a time when money and credit may be in low supply for the person planning to...

What does it mean when you receive a “Trustee’s Objection to Confirmation of Plan”?

August 27, 2018Bankruptcy, New Jersey Bankruptcy, New York BankruptcyLeave a commentDerek Soltis

Did you receive a "Trustee's Objection to Confirmation of Plan" for your bankruptcy?

This could spell the end of your case, or it could just be a blip in the road to getting your plan confirmed. If you do nothing at all, it is almost...

What are the different types of Debts that can be discharged in bankruptcy?

August 23, 2018BankruptcyLeave a commentJohn Anderson

What type of Debt is forgiven in Bankruptcy?

People seek bankruptcy when their efforts to meet their debts fall flat. Bankruptcy provides a legal pathway to eliminate your debts. This allows you to no longer repay your...

New Jersey Leads the US in Foreclosure Starts

August 8, 2018Bankruptcy, New Jersey Bankruptcy, New Jersey Foreclosure Defense1 CommentAndres Cardenas

New Jersey Foreclosures Top the Nation for the First 2 Quarters of 2018

Attom Data Solutions reported that the foreclosure rate in New Jersey was higher than in any other state in not only the first half of 2018, also the second...

To file bankruptcy the trust has to have a better position than its creditors

Can a Trust Declare Bankruptcy?

July 25, 2018BankruptcyLeave a commentDerek Soltis

Is it possible for a Trust to declare Bankruptcy?

I was asked this question last week, and as with almost every question asked of an attorney the answer was, "It depends." A trust is normally used to pass wealth or property with less...

Same Day Emergency Bankruptcy Filings In California

April 3, 2018BankruptcyLeave a commentJohn Anderson

In filing for either a Chapter 7 or Chapter 13 Bankruptcy, several forms have to be filed with the Bankruptcy Court. For example, proof of past 6 months of income earned and the Means Test. A list of all assets owned such as residence, vehicles,...

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