New Jersey Foreclosure Defense Lawyers – We help Families Keep Their Homes

We can help you and your family defend you against your bank in foreclosure. We want you to keep your home. If you have a high interest rate we can work to reduce your loan payments though refinancing or a loan modification. If you are looking to buy time to reorganize, we can discuss bankruptcy, but only if there is no easier way out. We have helped many homeowners like you secure loan modifications from dozens of banks and loan servicers.

Options to Foreclosure in NJ

Not every foreclosure is the same and neither are the solutions. What may work for one family may not be available to another. How your foreclosure is resolved depends on the specifics of your situation. If you have equity in your home, you will find that there are more options to resolving your foreclosure situation.  Just the other day, we helped a family refinance their home, pay off their bills including garnishment and get an interest rate that was roughly half of what they currently had.

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COVID-19: Timing Your Bankruptcy – How the Coronavirus is affecting the United States Bankruptcy process and what to do NEXT.

This post is for People in Bankruptcy and People Thinking about Filing Bankruptcy because of the Impact from the Coronavirus This post gives you an overview of how the bankruptcy process is working related to the COVID-19 pandemic. It covers questions for open cases and…

NJ Tenant Rights in Foreclosure

Tenants rights in a NJ Foreclosure before and after the NJ Sheriff Sale

Tenants rights in a NJ Foreclosure before and after the Sheriff Sale At the law Offices of Patel, Soltis and Cardenas we represent both landlords and tenants. We understand landlord and tenant rights during the foreclosure process and the bankruptcy process.  We have had bankruptcy…

should I file an answer in my NJ foreclosure case?

What happens if I do not file an answer in my NJ foreclosure case?

What happens if I do not file an answer in my NJ foreclosure case? This firm practices foreclosure defense.  We want to answer a question a common question we get about foreclosure defense, "What if I don't file an answer in my New Jersey foreclosure…