Ikhaya / Amalungu Ethimba/ UDerek (DJ) Soltis, Esq., MBA / MS
UDerek (DJ) Soltis, Esq.,

UDerek (DJ) Soltis, Esq., MBA / MS

Umphathi Wokuzivocavoca Ngokuqothuka - Uzakwethu

Okwenza ngibe Ngummeli Wokuqothula Ngigxila Kulondolozo Lwamakhaya Abantu:

Kuyo yonke le minyaka ngisize abantu ukuthi basindise amakhaya abo, bathole ukuguqulwa kwemali mboleko, balwe amacala abo iminyaka yabo bobabili ezinkantolo zombuso nakwezomfelandawonye, ​​ngibasize bakhipha imali ngokulingana emakhaya abo, bahambe abantu ngokuqothuka, baphinde bakhe kabusha isikweletu sabo. (Abantu abaningi bacabanga ukuthi ukufakela imali ngenxa yokuqothuka kubhubhisa isikweletu sabo impilo yabo yonke, kepha lokho akusikho iqiniso. Sinikeza uhlelo kubantu ababizwa "Izinyathelo ze-7 eziya ku-720 Score Score. " Uma ufuna ukubona i-athikili ekhuluma ngokuqothuka kwesikweletu, ukuqhafaza lapha.) Nginolwazi lwami nezindawo zomthetho umkhuba wami ogxile kuwo.

E-2005 ngawa ngezitebhisi ngenkathi ngisebenza njengomphathi weGatsha IGrainger. Ngaphula iqakala futhi ngaphula umlenze. Ukuhlinzwa okuyisishiyagalombili kamuva ngaphezulu kwenkathi yeminyaka ye-7 ngihamba nge-limp futhi ngiphuza umuthi wobuhlungu nsuku zonke. (U-Aleve ungifaka phakathi nosuku, kodwa ngisengakutshela ukuthi isimo sezulu sizoba njani ngokuya ngenani lobuhlungu emlenzeni wami.)

Ngenkathi ngibekwe phansi futhi ngingakwazi ukuhamba, ngancishiswa inkampani yami. Akukho lutho njengokuxoshwa emsebenzini wakho ukukwenza uhlaziye kabusha isimo sakho. Njengoba ngihlala njalo ngithi, “Izinto ezimbi zenzeka kubantu abalungile ngezikhathi ezinzima kakhulu.” UGrainger wayevala amagatsha kulo lonke elaseMelika futhi ngangingomunye wabantu abayizinkulungwane eziningi ababedlula lapho. Okuyinto eyodwa ethembisa lesi simo ukuthi ngenxa yokukhubazeka kwami ​​ngaleso sikhathi ngakwazi ukuxoxa ngamaphakethe amakhulu okuqhekeka kunabaningi abanye abantu abavela egatsheni lami. (Ngakho-ke, nginokuzibonela mathupha ngomthetho wokuqashwa. Kusukela lapho ngisize abantu abaningi ukuthi baxoxisane ngamaphakethe okuqhekeka futhi ngisebenze nabanye ngamacala obandlululo ngokuqashwa.)

Ngenhlanhla, ngangisesikoleni iLaw futhi ngaleso sikhathi lapho izinto zaziqala ukungilandela. Kepha ngeshwa, ngemuva kokuphuka umlenze, nganikwa izeluleko ezimbi ngummeli owaba ngummeli wokulimala komuntu siqu nomngane womndeni. Uthe anginalo icala. Ukube ngangixoxile nanoma yimuphi omunye ummeli Wokulimala Komuntu, bengizotshelwa ukuthi ngikwazi ukumangalela amabhizinisi amaningi futhi ngingahle ngithathe umhlalaphansi eFlorida kususelwa ezindaweni zokuhlala. Esikhundleni salokho, ngisebenzela ukuvikela amalungelo abanye abantu futhi ngiqinisekise ukuthi abazitholi izeluleko ezimbi kubameli. Okwamanje, ngixhumene kakhulu nomthetho wokulimala komuntu nomuntu nomthetho wesikweletu soMkhiqizo.

Ngenkathi ngisesikoleni Sezomthetho, ngathenga ikhaya elinemindeni emithathu eduze kwesikole sami endaweni eyayikade iza. Konke kwakuhamba kahle ngaze ngaphuma. Kungazelelwe irenti yayifika sekwedlule isikhathi noma ingangeni nhlobo. Ngibe nokuxoshwa kwe-5 esikhathini esiyiminyaka emibili. Abaqashi bakwazile ukuthola izimbungulu zombhede, bangena bangena egumbini lami elingaphansi, bantshontsha impahla ebengiyigcinile lapho, basebenzisa imichilo yezingane esikhundleni sephepha lasendlini elalivale imigqa yokuhambisa indle kaningi likhukhula isisekelo esingaphansi komhlaba, umqashi othile wahlukumeza abanye abaqashi esakhiweni ukuze bobabili kwamanye amafulethi ashiywe ngaphandle kwesaziso, okunye ukuxoshwa kanye nezindlu ezintathu ezingenalutho kamuva, izindlu ze-2 zigcwele izimbungulu zombhede, isitezi esigcwele amanzi, kanye nezinyanga eziyi-6 ngemuva kwezinkokhelo eziya ebhange. Ibhange lithuthele ekuboneni.

Isakhiwo nabaqashi bephukile umoya wami ngokufuna ukuphinda ngibe ngumqashi futhi. Manje ngase ngibekwe umlenze ngilulame umlenze ophuma kwinombolo yokuhlinzwa i-8, ngizama ukuvikela ukuqashwa ngokugcwele, futhi ngangibhekene nekhanda elalizivezile. Ngabheka ukuqothuka, ukuhlanganiswa kwezikweletu nokuxoxisana ngezikweletu. Ngenze icebo lami futhi ngaya phambili nalo.

Izindawo Zokusebenza Komkhakha:

Ukubonisana kwamahhala okutholakala:

  • Izingubo Zombango, Ukulimala Komuntu, Izikweletu Zomkhiqizo, Ukuqashwa kanye Nezindawo Zokusebenzisa i-Land Lord Tenant kubandakanya izakhiwo zaseMitchel-Lama eNew York City - Akuvamile ukuthi uthathe lezi zinhlobo zamacala, kodwa ngizimisele ukukusiza ukuthi ngikukhombe lapho kufanele khona.

Imfundo:

  • JD - Umthetho wama-Rutger, ENewark NJ
  • MBA in Management Systems - Ukuqanjwa Kwebhizinisi Lwamazwe Ngamazwe, - I-Fordham University, I-New York, NY - Ama-honors: UPhi Kappa Phi - Inhlangano Yezokuhlonishwa Yobumbano (Inikezwe umklomelo ophezulu we-10% weklasi.), IBeta Gamma Sigma
  • I -MS, Izinhlelo Zolwazi Nezokuxhumana - Ubungcweti kuHlelo Dynamics I-Fordham University, I-New York, NY - Izindondo: UPhi Kappa Phi - Inhlangano Yezokuhlonishwa YaseCollegiate (Inikezwe umvuzo we-10% weklasi.), IBeta Gamma Sigma
  • I-BBA, i-Computer Information Systems, Inyuvesi yaseHouston - eDowntown - Izinduna: U-Cum Laude, Uhlu lukaDean XTUMX semesters, iBeta Gamma Sigma - Ibhizinisi Honour Society

Umsebenzi Okwenzile Umthetho Osebenzayo:

Amavolontiya:

  • IBowery Mission, eNew York City, NY
  • I-American Red Cross, eNew York City, NY
  • Uthisha Wezomgwaqo - I-Alma E. Bendera Middle School kanye ne-Essex County Juvenile Detence Center
  • Iphrojekthi Yokuvikela Ubudlova Basekhaya e-Essex County Court House

Ukwamukelwa kweBha kanye Nezayisense

  • Yamukelwe ku I-New York State Bar
  • Federal Eastern District New York
  • Federal Southern District New York
  • Ilayisensi Yokuhweba Ngokuthengisa izindlu kanye neNew York

Uma ufuna ukwazi ukuthi kwenzeke kanjani lokho ngingakutshela, kodwa ekugcineni kosuku, lokho obekulungile kimi kungenzeka kungakulungeli. Ngakho-ke, angizukukunikeza yonke imininingwane njengoba wonke umuntu edinga uhlelo lakhe oluhambisana nesimo sakhe.

Ekupheleni kwayo yonke into, ngagcina ngibhekene nokuthengiswa kwempahla yami ngenkani. Ngenhlanhla, ngakwazi ukwenza ukuthi ibhange livume ukuthengiswa okufushane ngisebenzisa i-realtor neqembu elidayisa amafushane elathola izingcindezi engangingafuni ukubhekana nazo. Ngakho-ke, esikhundleni sokuba nesibambiso kwirekhodi lami futhi ngibhekane nesinqumo sokuntuleka kwesimo ebesingangilandela impilo yami yonke, ngisebenze nabatshalizimali abakwazi ukushaya ibhange ngagcina ngithenga impahla ngemali engaphansi kakhulu Ngayikhokhela ekuqaleni. Ekuqaleni ibhange lalicele i $ 300,000 kodwa ukuthengiswa okufushane kwagcina kudlule cishe cishe ku- $ 180,000.

Bengihlala mahhala lapho ngihlala eLaw School School, ngifunde okuningi ngezindaba zokuqashwa kwabaqashi, ukuthengiswa okufushane kanye nokuthengiswa kwezindlu kanye nokuthengisa izindlu nomhlaba wonke okwasiza ukukhulisa umkhuba wami wezomthetho selokhu ngazibonela mathupha lezo zinkinga. Kusukela lapho ngibone abantu abaningi besesimweni esifanayo nami. Abantu abaningi bakwazile ukonga amakhaya abo, abanye bathengise amakhaya abo ukukhipha i-equity, abanye bathengisa izindlu zabo, abanye bagcina belahlekelwe amakhaya abo endalini njengoba babengenayo imali yokonga amakhaya abo noma iholo elizayo.

Eminyakeni edlule, ngithole ukuthi ngiyakujabulela ukusiza abantu ukuphuma ezikweletini, futhi ngisindise nemizi yabo. Ngakho-ke i-50% yokuzilolongela kwami ​​igxile ekuzivikeleni ekubonakaliseni nasekukhululeni isikweletu. Enye i-25% ibekelwe ukuvikela impahla yabantu ngokuhlelela ama-probate noma umsebenzi wezinkundla enkantolo. Ngisebenzela ibhizinisi elithile elihlobene nokuqoqwa kwezikweletu kwamanye amabhizinisi, izahluko ze-11 zokuqothuka, nokuthengisa ukuthengisa izindlu nomhlaba. Enye i-20% yomsebenzi wami isatshalaliswa phakathi komqashisi wezezindlu, amasudi omphakathi ahlobene nokulimala komuntu, nomthetho wokuqashwa. Ngigxila kakhulu kubantu kunamabhizinisi ikakhulukazi uma kuziwa ekusizeni abantu abathole endaweni enenkani futhi izinketho zabo bodwa zisebenzisa uhlelo lwenkantolo.

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