Isahluko esisha sejersey 7 sokuqothuka nommeli sibiza u- $ 2500 ukufaka ifemu lethu nefemu yethuIba neJersey City, i-NJ Bankruptcy ummeli olungisa izinkinga zakho zesikweletu bese isebenza nawe Lungisa isikweletu sakho.

Ilungelo lokumemezela ukuqothuka likumthethosisekelo wase-United States. Abantu abaningi abadumile nabaphumelelayo basebenzise ukuqothuka ukuqala okusha. Isibonelo, ku-1996, uBurt Reynolds wafaka isimangalo ku-Isahluko 11 Bankruptcy ngemuva kokungaphumeleli kwezindawo zokudlela kanye nesehlukaniso esibizayo esivela kuLoni Anderson sambeka ezikhundleni zokuqothuka kwesikweletu kwaba yisixazululo esiphelele kuye. UKim Singer ulahlekelwe ngumthetho wakhetha ukufaka ifayili lokuqothuka ukugwema ukukhokha isahlulelo. ULarry King uze wakhetha ukumemezela ukuqothuka ngemuva kokufaka ngaphezulu kwe- $ 350,000 esikweletini. Ngisho noMark Twain ukumemezele ukuqothuka ngemuva kokutshalwa kwezimali okuningi okubi. Ngisho noMongameli wethu wangaphambilini u-Ulysess S. Grant umemezele ukuqothuka ngemuva kokuthi ozakwabo ebhizinisini ecebe imali enkampanini eWall Street ayitshalile, kanti uMongameli wethu njengamanje uye wakusebenzisa lokho ukuqothuka kwezimali zebhizinisi. Amabhizinisi ahlulekile, Isehlukaniso, Izikweletu Zezempilo, ukuba sekupheleni kokulahlwa kwecala kuyizo zonke

Amabhizinisi ahlulekile, Isehlukaniso, Izikweletu Zezokwelapha, njengoba ekulahlekelweni kwecala lokuphikisana nazo zonke izinto akunamacebo akho kodwa okwenzekayo. Ukuqothuka kungenzeka kube yithuba lokugcina onalo lokusindisa ikhaya lakho.

Xhumana nommeli waseNew York Bankruptcy ongafaka ifayili yakho i-13 noma i -hluko 7 ukuqothuka ngosuku olufanayo.

Ngakho-ke, uma ukhethe ukumemezela ukuqothuka, unesizatho esihle. Sithinte ku (844) 5 - DEFENSE - (844) 533-3367 noma usithumele i-imeyili ku [Email protected]

Bona lokhu okuthunyelwe uma uzibuza ngezindleko zokuqothuka.

Ngabe udinga ukufaka i-Emergency Bankruptcy petition?

Ukuqothuka kwe-New Jersey kulawulwa yibo bobabili umthetho we-New Jersey Law and Federal

Ukuchithwa kwemali, kufaka phakathi ukuqothuka kweNew Jersey kanye nokuqothuka kweNew York, kuyizinqubo zenkantolo ezihlangene ezenzelwe ukusiza bobabili abathengi namabhizinisi ukususa noma ukukhokha izikweletu zabo ngaphansi kokuvikelwa yinkantolo yokuqothuka. Umthetho wobumbano esihloko se-11 se-United States Code ulawula ukuqothuka okusha kwe-New Jersey kanye nawo wonke amanye amabhange. Isifunda ngasinye sinokhetho lwaso, ngakho-ke kuya ngokuthi ucabanga ukuthi yikuphi ukwehla kwezezimali okungahle kufinyeleleke kuwe.

Ukuchithwa kwemali ngokuvamile kuchazwa njengokuchithwa kwemali noma ukuhlelwa kabusha. Izinhlobo ezimbili ezivame kakhulu zokuhlunga kwamakhasimende ethu yiSahluko 7 ne-13

Ingenza kanjani iJersey entsha Isahluko 7 Ukuqothuka ukukusiza?

Ungase ukwazi ukugcina iKhaya lakho neMoto yakho uma usebenzisa enye yabameli bethu basebhange laseNew York noma laseNew York, ngaphandle kokuqeda isikweletu sakho, uzogcina, uligcina ikhaya lakho, imoto yakho nezinto zakho zangasese. Lokhu kuzokuvumela ukuthi ususe isikweletu sakho bese uthola nesiqalo esisha.

Misa Ukuhlukunyezwa Kwe-Creditor

Ingabe abakweletwayo bakubiza ekhaya nasemsebenzini? Ngabe bathintana nabangane bakho namalungu omndeni wakho? Qeda ukuhlukunyezwa komuntu owukweletayo ngokukhuluma nelinye labameli bethu bokuqothuka kweNew Jersey. Lapho nje usugcine ihhovisi lethu, uzokwazi ukudlulisela abakweletisi bakho kithi. Umhlukumezi ohlukunyezwayo uzoyeka ngokushesha. Ngaphansi kwezinye izimo, lokhu kuhlukunyezwa komuntu okweletwayo kungenzeka kwephula umthetho we-Fair izikweletu Zokuqashwa Kwezenzo (i-FDCPA) futhi ungahle ube nesizathu sokwenza isenzo esithe xaxa.

Misa ukuhlobisa

Ngabe njengamanje uhlangabezana nokuthathwa kwemiholo yakho? Ngabe wazisiwe ukuthi ukuhlobisa ngokushesha kungaqala emholweni wakho? Ukuqothuka kweSahluko 7 kungenye yezindlela eziphumelelayo zokumisa ukuhlobisa. Ngokuxhumana nomunye wabameli bethu bokuqothuka kweNew Jersey, singamisa okokuhlobisa ukuze imali yakho isetshenziswe kangcono.

Susa Isikweletu

Izikweletu ezinjengamakhadi wesikweletu, ababolekwa ngosuku, izinkokhelo zezokwelapha, amasudi wezomthetho, izindleko zokusebenzisa, ukuphindisela, noma ukushiyeka kusengaphambili kungaqedwa ngokuphelele ngaphandle kokukhokha kwabakweletayo.

Vikela ama-Shutoffs Wokusetshenziswa

Ukhathazekile ngokuvalwa kwendawo yokusebenza? Ukugcwalisa ukuqothuka kweSahluko 13 kungavimba abakweletwayo ukuthi bavale insiza yakho yokusebenzisa. Xhumana nomunye wabameli bethu bokuqothuka kweNew Jersey namuhla ukuvikela ukuvala isikhungo okuphazamisayo ngaphambi kokuba kudale kakhulu. Sinamahhovisi amathathu eNew Jersey ukukusiza kangcono.

Ngabe i-New Jersey Chapter 13 Bankruptcy ingakusiza kanjani?

Misa Ukudalulwa KweNew Jersey kanye Nokumiswa KweSheriff eNew York

Ingabe ikhaya lakho njengamanje selibonisiwe noma usitholile isaziso sokuthengiswa kwesheriff okuzayo? Ukugcwalisa a Isahluko se-13 sokufa kuzoyeka ukubonwa kwangaphambili noma ukuthengiswa kwe-sheriff nganoma yisiphi isikhathi ngaphambi kokuthengiswa kwendlu. Ukugcwaliswa kweSahluko 13 kuzokuvumela ukuthi ukhokhe imali yakho ekhokhwa ngokweqile ngokuqothuka ngqo inkampani yakho yempahla ebanjiswayo.

Misa Ukuhlukunyezwa Kwe-Creditor

Ingabe abakweletwayo bakubiza ekhaya nasemsebenzini? Ngabe bathintana nabangane bakho namalungu omndeni wakho? Qeda ukuhlukunyezwa komuntu owukweletayo ngokukhuluma nelinye labameli bethu bokuqothuka kweNew Jersey. Lapho nje usugcine ihhovisi lethu, uzokwazi ukudlulisela abakweletisi bakho kithi. Umhlukumezi ohlukunyezwayo uzoyeka ngokushesha. Ngaphansi kwezinye izimo, lokhu kuhlukunyezwa komuntu okweletwayo kungenzeka kwephula umthetho we-Fair izikweletu Zokuqashwa Kwezenzo (i-FDCPA) futhi ungahle ube nesizathu sokwenza isenzo esithe xaxa.

Misa ukuphindisela

Ngabe usemuva kokukhokha kwezimoto zakho? Ingabe wesaba ukuthi imoto yakho isiseduze kokuphindaphindeka kabusha? Isahluko sokuqothuka kwe-13 kungasiza ukonga imoto yakho futhi kumise inkampani yezimali ukuthi iqhubekele phambili nokuphindaphindeka. Thintana nommeli wethu wokuqothuka kweNew Jersey namuhla futhi angakusiza ukuhlanganisa izinkokhelo zakho zesikhathi esedlule kanye nemali esele kwimalimboleko yakho yemoto ekuqothulweni kweSahluko 13. Uzokhokha imali eyodwa kumkhokhethi futhi inkampani yezimali ngeke ikwazi ukuqhubekela phambili nokuphindaphinda. Ngaphansi kwezinye izimo, abameli bethu bokuqothuka kweNew Jersey bangakwazi nokuthola imoto yakho ngemuva kokuphindaphinda futhi bahlanganise ibhalansi yemalimboleko yakho yemoto.

Ukuvimbela i-Utility Shutoffs kusebenza ngaphansi kweSahluko 13 nesahluko 7

Ukhathazekile ngokuvalwa kwendawo yokusebenza? Ukugcwalisa ukuqothuka kweSahluko 13 kungavimba abakweletwayo ukuthi bavale insiza yakho yokusebenzisa. Xhumana nomunye wabameli bethu bokuqothuka kweNew Jersey namuhla ukuvikela ukuvala isikhungo okuphazamisayo ngaphambi kokuba kudale kakhulu. Sinamahhovisi amathathu eNew Jersey ukukusiza kangcono.

Ukuqeda Izikweletu kusebenza ngaphansi kweSahluko 7 ne-13, kepha kunomehluko.

Izikweletu ezinjengamakhadi wesikweletu, ababoleka imali ngosuku, ukukhokha izikweletu, amacala, ukusetshenziswa kwezikweletu, ukuphindisela noma ukusilela kokudalulwa kungaqedwa ngengxenyana yalokho okukweletayo.

shiya impendulo