Isahluko 13 ummeli wokuqothuka

Isahluko 13 Ukuqothuka

Ukuqothuka kwe-Isahluko 13 kuzoyeka ukudalulwa. Uma ufaka ukuqothuka kweSahluko 13, ngeke ulahlekelwe yinoma iyiphi impahla kubaphatheli bokuqothuka inqobo nje uma ukwazi ukukhokha. Uma ungakwazi ukukhokha noma uhlele ukuncishiswa kokulahlekelwa ungasindisa ikhaya lakho ekubonakaleni.

Uma wenqatshwa esikhathini esidlule ngokuguqulwa kwemali mboleko isahluko 13 singakunika okunye ukudubula ngokuguqulwa. ENew Jersey isehluko sokuqothuka kwe-13 sikuvumela khokha i-60% kathishanhloko wakho nenzalo kanye ne-100% yescrow yakho kumbolekisi wakho ngenkathi kunciphisa ukulahleka. Amarrear akho ngokuvamile akhokhwa ngokuhlukanisa imali oyikhokhile nge-60 ukuze kuthi uma uqeda uhlelo lwakho lwe-13 lwesahluko seminyaka engu-5 izinkokhelo zisazokhokhwa ekugcineni. Isahluko se-13 trustee sikhokhwe i-10% yezinkokhelo zakho ukukhokhela izinsizakalo zabo. Uma unemibuzo khuluma nommeli we-NJ Foreclosure Defense okuqondayo ukuqothuka.